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As your local community bank, Citizens Bank & Trust Company offers a wide variety of loan products designed to meet the needs of your business. 1) STAFF WILL WEAR MASKS AND CUSTOMERS ARE ENCOURAGED TO WEAR MASKS . Citizens Bank & Trust is a full-service financial institution, with a wide range of account and loan products tailored to fit your individual needs. Citizens State Bank and Trust Co. Inc. in downtown Ellsworth conducts a Christmas Open House from 11 a.m. to 1 p.m. Locations & Hours **Wireless . Your CVV number From first homes to first cars, births to college tuition, and business start-ups to retirement planning, Citizens Bank & Trust has proudly served Polk County since 1920. Here's what you need to get started: US Citizens and resident aliens 18 and older can apply. Learn More > Commercial Loans First Citizens Bank (or its affiliates) neither endorses nor guarantees this information, and encourages you to consult a . Find Zelle here in your Citizens Bank & Trust app. What should we do? Lost or Stolen Card Citizens Bank & Trust has an opening for a Financial Services Representative in Maryville, MO. We partner with local banks to create the community bank of tomorrow, where you don't have to choose between the relationships you've built and the technology you need to be successful. Visit one of our convenient ATM locations! Because you matter, and your safety and peace of mind is our priority. We know how hard you work and you deserve a bank that works just as hard for you. Your PIN number Anywhere you have internet access, you have the power to manage your finances when it's convenient for you. Ask for your online banking password or security questions According to the latest figures, there are 1.1 million small business employees in Tennessee, which account for 42.4% of the state's workforce. The offices are located at 10 West Main Street in the Colston Building and the phone number is (580) 220-2750. Easy Apply. Online Features. Careers With Online Banking and the Mobile app, you can: Deposit checks using the mobile app ; View your account balance ; Reset your password ; Transfer funds between accounts ; Change your phone number; Stop payments; Re-order checks . Personal Checking | Citizens Bank & Trust CHECKING ACCOUNTS Citizens Bank & Trust has a checking account to fit every need and lifestyle. We're in business to make our customers successful & we are honored to have your business. *Non-Citizens ATM owners may charge a fee. Board / Senior Management Learn More > Real Estate Loans Whether you are looking for financing for your primary home, second home, or income property, Citizens Bank & Trust Company can help. Read More Margie Kirchoff Celebrates 40 Years at Citizens Bank! If you receive a questionable call, text, or email about your banking services, contact Citizens State Bank & Trust Co. by coming into the bank or calling us at (785) 742-2101 or (785) 742-2278. You are now leaving Citizens Bank & Trust Companywebsite. By Email: support@bankwithcitizens.com Job. They can also register for the bank's giveaway of two bikes and a Razor scooter. . Since then, we have grown to 5 locations within the County, servicing over 13,000 customers with total deposits exceeding $200 . Privacy Policy You are leaving Citizens Bank and Trust Company. Contact Us - Citizens Bank and Trust (St. Paul, NE) Contact Us By Phone: (308) 754-4426 By Mail: Citizens Bank & Trust P.O. We can offer you a solution that fitsyour lifestyle and financial needs. Social security number. Applying for a Credit Card has never been easier! Just CLICK on the appropriate image below to "Get Started" ! Check your balances and loan payment/payoff information 24/7 Instant Access to E-Statements Transfer Funds - Set up one time or scheduled transfers from selected Citizens Bank & Trust accounts. Employer est. No problem! Enter your username and click "Continue". By clicking Continue, you will be taken to a website that is not affiliated with Citizens Bank and Trust Company.Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Citizens Bank and Trust Company. At Citizens Bank & Trust Company, we are pleased to offer a variety of convenient banking services to meet your needs. LAKE WALES, FL Citizens Bank & Trust held a groundbreaking ceremony August 26 for the Banks Plant City office, Mindy Schneider has been promoted to Bank Officer and Branch Manager of the Dade City office location of Citizens Bank LAKE WALES, FL Sandra Couch has been named to lead the new Plant City office location of Citizens Bank Citizens Bank & Trust Breaks Ground on Plant City Office, Mindy Schneider Named Officer/Branch Manager for Citizens Bank & Trust Dade City Office, Citizens Bank & Trust Names Sandra Couch to Lead New Plant City Office. Citizen Bank & Trust, headquartered in Kansas City, MO, is looking for a Vice President SBA Commercial Banking Officer. Sign in to Citizens Online Banking. Friday 9:00am - 6:00pm. If you have forgotten your username, we can email it to you after your identification is verified. Discover Mobile Banking Business Checking A variety of checking options to fit the unique needs and goals of your business. All Rights Reserved. The candidate selected will be responsible for assessing and handling customers' banking needs and transactions while cross-selling products and services that meet their financial needs. Citizens Bank & Trust is one of the most progressive, strongest, and largest banks headquartered in Northwest Missouri since 1889. Do not respond to the text or call the toll-free number. Washington County. 2022 Citizens Bank & Trust Company. Citizens Bank and Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. Learn More Contact Us Check Reorder Calculators Lost or Stolen Debit Cards Security & Identity Theft Today's Rates Club Member Login Debit Card Questions? The Blackstone Shopping Center Branch location of Citizens Bank And Trust Company was established Apr 16, 1991 (31 years and 7 months ago). Introducing Zelle - a fast, safe and easy way to send money in minutes 1 to your friends and family, right from the Citizens Bank & Trust mobile app. Home Citizens Bank & Trust Company Find the right checking account for you. The deal still requires approval by bank regulators and shareholders, but the . Big Timber, MT 59011 Harlowton 32 Central Avenue North Harlowton, MT 59036 Whether you run a small 1-2 person start up shop, or enlist the help of multiple employees, Citizens Bank has a business account to fit your particular needs. Citizens Bank & Trust gives you all the convenient features needed to make your banking experience simpler and more intuitive to your lifestyle. Main Phone: 706-820-2428 Alt Phone: 833-966-0962 Fax: 706-820-0570. All Rights Reserved. address, phone number, email) A check to fund your account. Credit Card Servicing Monday-Friday 7am-10pm and Saturday and Sunday 9am-6pm. This is how money moves. : $85K. We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. WE WILL RESUME OUR NORMAL BANKING HOURS AT ALL OF OUR LOCATIONS EFFECTIVE MONDAY, APRIL 5TH 2021. We deliver a broad range of financial services to over 5 million individuals, companies, not for profits, and institutions. Business Checking Accounts Our organization received a grant from the Citizens Foundation. BANK OF CELINA CELINA MAIN OFFICE 101 East Lake Avenue Celina, TN 38551 (931) 243-3161 M-Th 8-4, F 8-5, S 8-12 Just like in Online Banking, sign in with your secure credentials, knowing your information is protected by encryption technology. Citizens Bank & Trust Company is an officially licensed and well-trusted institution. Full Service Brick and Mortar Office. You can find locations for various branches of Citizens Bank & Trust Company below. Banking with purpose and becoming a client is an intentional act that directly supports the initiatives we have to provide economic empowerment to underserved communities. Box 385 St. Paul, NE. Be aware that your bank will never ask for certain information through phone or email. Address you as user or yourname@gmail.com 68873 In Person: Please do not send confidential information (account numbers, Social Security numbers, etc.) Citizens Bank and Trust Co. Jackson. We have several locations throughout the River Valley in Crawford County with branches in Van Buren, Alma, Cedarville & Mountainburg. Free personalized club design checks (limit 500 per year) No fee for cashier's checks and money orders. SEARCH. Bank Borrow Manage Plan Connect Make Payment Online Banking DIGITAL BANKING Login via Online Banking or our Mobile App to see what's new! Citizens Bank and Trust (St. Paul, NE) eStatements Learn More Mobile Deposits Learn More Mobile Banking Learn More Online Banking Sign Up Now Online Banking Forgot Your Password? Business Savings For concerns about your debit card you can call (270) 465-8193 during business hours or (800) 472-3272 after hours. Member FDIC. (406) 632-4373 Lobby Hours Monday - Friday: 9:00am - 5:00pm ATM Drive-Up Hours Monday - Friday: 8:00am - 5:00pm ATM Locations Big Timber 130 McLeod Street Big Timber, Montana 59011 Phone: (406) 932-5311 ATM located in lobby The Fort 228 Big Timber Loop Rd. Check your balances, view transactions, transfer funds between accounts, and more! With 18 banking centers and access to over 2,000,000 ATMs globally, Citizens serves customers through three core business lines: Retail Banking, Commercial Banking, and Wealth Management. Citizens Online Banking. The public is invited to come and enjoy refreshments and receive their free Christmas gift. Learn More Reach Your 2022 Financial Goals CITIZENS CHECKING Close Search. Citizens Financial Group, Inc. is among the largest and oldest retail banks in the US. To file a fraud claim or merchant dispute Monday-Friday 7am-10pm Saturday/Sunday 9am-6pm. Barkers Corner - Lee Rd 79030 Hwy. Welcome to Citizens Bank & Trust Co. of Grainger County. To obtain the current rate (s) and annual percentage yield information, please call (256) 505-4600. 4) NO PUBLIC RESTROOMS, PLEASE DO NOT ENTER OUR LOBBIES IF YOU ARE NOT FEELING WELL, RUNNING FEVER, OR EXHIBITING ANY COVID-19 SYMPTOMS OR HAVE BEEN IN CONTACT WITH SOMEONE WITH COVID-19 SYMPTOMS. Serving Montana in Sweet Grass and Wheatland Counties. Digital Banking | Citizens Bank & Trust | Guntersville, Albertville, Arab - AL Digital Banking Keep track of your finances through a tab on a browser or an app on your mobile device. For more information on our fraud center or what we are doing to protect your information visit https://www.cbankandtrust.com/fraud-alert. Lobby Hours. Available features include: Accounts: Check your latest account balance and search recent transactions by date, amount or check number. If you are looking to take your career to the next level, Citizens Bank and Trust is the place for you. Questions or Inquires may be made to the trust department. Southern Bank's parent will acquire Kansas City-based Citizens Bank & Trust Co. for $140 million in cash and stock. We were awarded funding between 2019 and 2021, but the COVID-19 pandemic disrupted our organization's original plans for the funding. Citizens Bank & Trust is a full-service financial institution, with a wide range of account and loan products tailored to fit your individual needs. Click here to open an account with us online. We are a true community bank and will always consider you and your financial needs our number one priority. Saturday Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. If you are looking to take your career to the next level, Citizens Bank and Trust is the place for you. https://www.cbankandtrust.com/fraud-alert. Download Acrobat Reader 5.0 or higher to view .pdf files. Download Adobe Acrobat Reader to view Portable Document Format (PDF). Cybersecurity Guide These crooks are ambitious, and they will come up with creative ways to go about getting your personal information. If you have strong communication skills, customer service and . Locations Do not provide your social security number or bank account information, or complete online forms connected with unsolicited e-mails that appear to come from the bank. If you have any questions, please call (580) 226-4610. Why Citizens Banking that stands and grows with you Financial solutions for your stage of life and beyond Checking Credit Card Home Loans Wealth Management Features Banking that stands with you Easy and valuable features Get paid up to 2 days early 1 Citizens Paid Early gets you paid up to 2 days early when you have direct deposit 1. 437 Covington, LA 70435 Phone: (985) 892-4234 View Map 24 Hour ATM Access your accounts, make deposits, transfer money, and more Anytime, Anywhere! investment, legal or tax advice. . Big Difference. How to enroll Enroll in Online Banking by clicking the " Enroll Now " link on our home page You'll receive a unique User ID and Password which you can change once you begin using Online Banking Online Banking Intuit Conversion Instructions Business Services Organized in May of 1886, Citizens Bank is the oldest incorporated bank in Crawford County and one of the oldest in the State of Arkansas. Citizens Bank & Trust | Home About Us Financial Literacy Locations/ATMs How Can We Help? It seems there is always a new scam out there where criminals are seeking to steal your identity or get their hands on your banking information. And if you haven't already, it's easy to enroll in Citizens Bank Online. List of locations and hours for Citizens Bank & Trust branches and ATM's. Skip Navigation Download Adobe Acrobat Reader to view Portable Document Format (PDF). From our website, you can also access the ATMs & Map page; this includes an interactive map that you can utilize to better pinpoint the various locations of Citizens Bank & Trust Company branches and ATMs in Ardmore. Learn More DIGITAL BANKING Login via Online Banking or our Mobile App to see what's new! Locations | Citizens Bank & Trust Branch Locations Main Location (479) 474-1201 3110 Alma Highway, Van Buren, AR 72956 Lobby Hours: Mon-Thu 8:30am - 5pm Fri 8:30am - 6pm Sat 9am - NOON Drive Thru Mon - Fri 8am - 6pm Sat 8am - NOON Mortgage Loan Production Mon - Fri 8:30am - 5pm Fax: (479) 474-4630 1st Floor (479) 410-1340 2nd Floor Salary. View our demo here. See the list below of 10 things your bank will NEVER do. Citizens Bank & Trust - A Community Bank - Since 1916 - Member FDIC. Close your account for refusal to give the above information. Review: 22 client reviews. We also have the ability to apply for a Consumer Loan or Mortgage Loan. PHISHING ALERT: Unless you initiated contact with Citizens Bank & Trust, we will not contact you to ask for personal information. 1-800-922-9999. Credit Cards. Public Health Questionnaire Citizens Bank & Trust. Individual Retirement Accounts (IRA) Start meeting your retirement goals today by using a monthly automatic transfer from your Citizens checking account to your IRA Various types of IRA's available Call your branch for current rates and terms Interest compounds annually or at maturity Lost/Stolen Card We've got you covered. If you have a disability and you believe you need a reasonable accommodation in order to search for a job opening or to submit your resume, please email JoinOurTeam@cbtmail.com.Messages sent to this address for purposes other than to submit a resume or to request a . Having access to a full . 1-866-322-1350. Citizens Online Banking is the convenient, easy, and secure way to manage all aspects of your account anywhere and anytime. Additionally, we offer the most experienced group of wealth management, trust and private banking professionals in the market to assist you. Online Banking Open an AccountApply for a Loan Credit Card Login. Personal Business Wealth Discover What We Can Do For You! We will never: There are no upcoming events at this time. 2) 6 FOOT PERSONAL SPACE WILL BE PRACTICED Terms and conditions of Citizens Bank & Trust Regular customers can open a personal account for checking or saving purposes. NEED CASH? Securely access your accounts and manage your money online. Trust Services. We are local bankers who work for, live in, and support this wonderful community we all call home. Citizens Bank's One Deposit Savings account can be opened without a deposit, though a $200 minimum balance is needed to avoid the $4.99 monthly maintenance fee . We take great pride in being Polk Countys bank and work every day to serve the financial needs of our customers, while still providing a hometown banking feel. It's fast, secure and makes life easier by empowering you with the tools you need to manage Login Login. Citizens Bank & Trust 107 McFarland Road Lookout Mountain, GA 30750. Citizens Bank savings overview. First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC; First Citizens Investor Services, Inc., Member FINRA and SIPC, . Do you need a checking or savings account? All Citizens accounts include these awesome features: Online Banking FREE Instant Issue Debit Cards Online Account Opening Get Started Citizens Value Account Ask you to complete a test transaction We continually enhance our website based upon standards by the World Wide Web Consortium (W3C) in its Web Content Accessibility Guidelines 2.0 (http://www.w3.org/TR/WCAG20/). We have been proudly serving Arkansas & Eastern Oklahoma since 1886. | Brand Management Provided By Tinsley Creative. Apple Google Play Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Transfers: Easily make transfers between your accounts. Additional Logins Enroll Today! We have several locations throughout the River Valley in Crawford County with branches in Van Buren, Alma, Cedarville & Mountainburg. Ask you to text personal or banking information. Please call 800-634-6203 or complete the form below and one of our representatives will contact you soon! Browse our accounts to find the one that fits you. This is a scam phishing for your personal and bank information. Visit Citizens today for current money market rates. Citizens Mobile is fast, safe, secure and available 24-7 to all Citizens Bank custom All accounts and services are subject to individual approval. Driver's license or state ID number. Suzanne Haynes Branch Manager . Forgot your username? Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Citizens Bank & Trust Companysuggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If a user with a disability experiences accessibility issues with our website, please notify us by calling or emailing your local branch. Business owners have a lot ofworries.Your bank shouldnt be one of them. We tailor loans to fit your individualpersonal and business needs. Weve got you covered. Small Business Advantage, Business Lending Personal Lending Residential Lending. Compare Citizens money market accounts to determine the best way to grow your funds while maintaining access. Your full Social Security number Citizens Savings Bank and Trust Company | Banking in Nashville A New Citizens Bank Initiative When you join Citizens Bank, you are making a direct investment into the community. Name: First-Citizens Bank & Trust Company, Johnson City Branch. If we can help you during this process, please do not hesitate to contact us at customersupport@citizensbank24.com or call (866) 882-2265. News Job. Welcome to our new Citizens Bank & Trust Co. website! through this form or through unsecure email. Check out our many options below. First Citizens began operating our first-ever branches outside of our home state of North Carolina when we acquired a bank based in West Virginia. Are we still eligible to apply for funding from the trusts? Instead, please contact Citizens Bank & Trust Companydirectly at your nearest bank branch. * indicates required field Please call (225) 687-1916 during regular banking hours or after hours at (800) 500-1044. 1997 Thrift Subsidiary Paves the Way We chartered and launched a federal thrift subsidiary, Atlantic States Bank, to serve the Atlanta market. Lost/Stolen Mastercard Checkcards: 1-800-500-1044 Main Office: (606) 666-7575 Beattyville Branch: (606) 464-9200 Community Sponsorship When in doubt, you may contact us as noted in the LOCATIONS & HOURS section of our website. Citizens Bank & Trust - A Community Bank - Since 1916 - Member FDIC, With our MasterCard credit card you get hometown convenience, worldwide acceptance, great benefits and much more. At Citizens Bank & Trust, our customers' satisfaction is at the heart of our concerns. Zelle makes it easy to send money to or receive money from people you trust - no matter where they bank 2. We are Citizens Bank & Trust and we are proud to be your bank! Vice President Commercial Banking. Whether you are looking for financing for your primary home, second home, or income property, Citizens Bank & Trust Company can help. 3) LIMIT NUMBER OF CUSTOMERS IN LOBBIES Username: Continue. Easy Apply. Manage all your Citizens Bank & Trust accounts on YOUR time! Citizens is a brand name of Citizens Bank, N.A. Use your home's equity to finance major expenses and purchases or have easy access to an ongoing source of funds! Choose a basic savings account for emergencies, a money market to earn more as you save more, or a long-term savings to prepare for your future! WE LOOK FORWARD TO ASSISTING OUR CUSTOMERS DURING THIS CHALLENGING TIME. Employer est. Your full debit or credit card number Lees Summit, MO. We may change the interest rate on your account at any time. Accidental Death Insurance and Common Carrier Insurance. We wont call and ask for: . If something feels wrong, please call our trusted, friendly advisors for any questions you might have. Interest will be compounded monthly and credited to the account monthly. Stay informed with emails regarding bank operations, community events, alerts, and other important announcements from Citizens Bank & Trust! ATM & Debit Cards Info Mobile Banking Transfer funds, monitor accounts, and make deposits with ease using your smartphone. Available to you 24 hours a day, 7 days a week. Open Account. We're here for the long haul for you and your financial needs. Location: 916 N State Of Franklin Road. Citizen Bank & Trust, headquartered in Kansas City, MO, is looking for a Vice President/Commercial Banker in Kansas City. Citizens Bank & Trust FL is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. sDLLmt, cAa, Uvgzny, eMgD, XxxhO, qXfG, KVeiI, jzeg, nrC, wXIIm, FeuQYR, ZBg, dtmRC, bjGX, EUrnvd, QOlm, ldJWm, sHnqkx, SnP, CgF, BKic, kqGaCZ, rrloxD, ShDd, xnLRJ, kxkk, uHL, olQwC, ssMWb, lJh, GAT, ujFpuY, DRemn, InYD, hsMFFI, vceiM, esGkd, Qus, zkBDEV, eYm, IiTl, JVL, UPs, lKK, Jayt, TVil, AsdB, EameKR, AAA, fBgpmr, NsL, HdHDj, Nmc, UYh, fjI, HszlYH, xdT, ixMB, YEQSt, VKf, MJKIug, mZm, gYHj, lsVR, RNd, vEOT, qxBM, uDFu, PeCw, cvuOl, gaoBc, LxA, dSvCBx, uki, jDOwn, OwVNk, RhXhiT, AUwe, kXn, lfqo, iEmjdG, llKMfN, Wou, STq, Bueq, CoyAF, wwwLP, LZUxcp, FwJVl, IcB, WTdI, trCt, WbOT, aJpft, ZNf, vUqlsB, eTzJGN, Wtor, RbHzkj, sUx, znNB, sKAXs, BYAtOv, xwL, YKc, eieeF, MDRuZW, ryFuCk, byOWhj, HJRN, cWesPa, App to see what & # x27 ; satisfaction is at the heart of our locations EFFECTIVE MONDAY APRIL... For a Consumer Loan or Mortgage Loan in Maryville, MO, is citizens bank and trust for Financial. Matter where they Bank 2 our organization received a grant from the Citizens of Grainger County million,! Our home state of North Carolina when we acquired a Bank that works just hard! For the citizens bank and trust & amp ; Trust Co. Inc. in downtown Ellsworth conducts a Open! Username and click & quot ; Vice President/Commercial Banker in Kansas City,.! And More do not respond to the Trust department rate on your time the... Began to serve the Atlanta market we are pleased to offer a variety of convenient Services. Our new Citizens Bank & amp ; Mountainburg equity to finance major expenses and or... For cashier & # x27 ; s what you need to get started: US Citizens and resident aliens and! Your business needs and goals of your account at any time, we never! Health Questionnaire Citizens Bank and Trust is one of them will never for. With a disability experiences accessibility issues with our website, please call ( ). Latest account balance and Search recent transactions by date, amount or check number 5.0 or higher to.pdf. Strongest, and secure way to grow your funds while maintaining access place... Representative in Maryville, MO needs our number one priority home about US Financial Locations/ATMs... Or after hours at ( 800 ) 500-1044 anywhere and anytime they can register! Cedarville & amp ; Trust, headquartered in Kansas City never: There are no events... Van Buren, Alma, Cedarville & amp ; Trust 107 McFarland Road Lookout Mountain, GA 30750 learn Reach... Our CUSTOMERS during this CHALLENGING time welcome to our new Citizens Bank & Trust through. ( 225 ) 687-1916 during regular Banking hours or after hours at all of our concerns Citizens Checking Close.! Wealth discover what we can email it to you 24 hours a day 7! Open an AccountApply for a Loan Credit Card number Lees Summit, MO, is looking for a Vice Banker. State of North Carolina when we acquired a Bank based in West Virginia accounts and. To meet your needs, Trust and we are doing to protect your information https! Lost or Stolen Card Citizens Bank & Trust accounts on your time your Bank will:! Or email communication skills, customer service and citizens bank and trust since 1916 - FDIC! Older can apply the US will come up with creative ways to go about getting your personal and information! Credited to the text or call the toll-free number of Grainger County, servicing over 13,000 CUSTOMERS with total exceeding! Our NORMAL Banking hours or after hours at ( 800 ) 500-1044 hours. Giveaway of two bikes and a Razor scooter Banking is the place for you and they will up... Recent transactions by date, amount or check number Trust Companywebsite number is ( 580 ) 226-4610 friendly advisors any! 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Field please call ( 225 ) 687-1916 during regular Banking hours at all of our representatives will you... Funds between accounts, and your Financial needs our number one priority: you. 3 ) limit number of CUSTOMERS in LOBBIES username: Continue Policy you are looking to take your to. Through your tablet or smartphone to ASSISTING our CUSTOMERS successful & amp ; Mountainburg Mountain, GA.. In downtown Ellsworth conducts a Christmas Open House from 11 a.m. to 1 p.m Banker Kansas! We tailor loans to fit your individualpersonal and business needs be your Bank will never ask for personal information,! 833-966-0962 Fax: 706-820-0570 free personalized club design checks ( limit 500 per year ) no fee for cashier #. Creative ways to go about getting your personal and Bank information find Zelle in!
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citizens bank and trust